NK Lokomotiva Zagreb 3–1 HNK Gorica
Final score · Half-time 2–0 · All of yesterday's results
Our backtest says that, with the sharp market making NK Lokomotiva Zagreb the most likely outcome at 48% (fair odds 2.07), Unibet offered 2.12, a gap of +2.3% above the fair price (Value flag). This was reconstructed on 26 September 2026, not recorded at the time. Recent form — NK Lokomotiva Zagreb: WDDDL; HNK Gorica: LLWLL.
After the whistle
Match stats
| Match stats | NK Lokomotiva Zagreb | HNK Gorica |
|---|---|---|
| Possession % | 46 | 54 |
| Expected goals (xG) | 1.13 | 1.52 |
| Shots | 11 | 15 |
| Shots on target | 4 | 4 |
| Corners | 9 | 3 |
| Yellow cards | 5 | 2 |
| Red cards | 0 | 0 |
| Fouls | 14 | 10 |
| Offsides | 1 | 1 |
| Goalkeeper saves | 3 | 1 |
| Pass accuracy % | 81 | 84 |
What the market said before kick-off
- NK Lokomotiva Zagreb win 49% happened
- Draw 26% did not happen
- HNK Gorica win 25% did not happen
Pinnacle closing price with the margin removed, next to what happened. It is the market's view, not a tip: an outcome priced at 30% happens about 3 times in 10.
Next matches
Line-ups, events and match stats: API-Football.
Starting line-ups
NK Lokomotiva Zagreb 4-2-3-1
- Josip Posavec GK
- Marko Vešović DF
- Athanasios Triantafyllou DF
- Tino Jukić DF
- Marko Pajač DF
- Matija Subotić MF
- Jakov-Anton Vasilj MF
- Mirko Sušak MF
- Ivan Katić MF
- Dušan Vuković MF
- Mirko Marić FW
HNK Gorica 3-4-2-1
- Davor Matijaš GK
- Stefan Perić DF
- Jakov Filipović DF
- Ivan Cvijanović DF
- Filip Braut MF
- Juraj Frigan MF
- Ante Kavelj MF
- Bruno Bogojević MF
- Kevin Custovic FW
- Domagoj Pavičić FW
- Patrik Mijić FW
Pinnacle, margin removed (home / draw / away): 49 / 26 / 25% when the line-ups came out, 49 / 26 / 25% at kick-off. The price barely moved after the line-ups.
In the big leagues, line-up news is usually already in the price by the time it is official.
The most likely result is not the same as value: value is where a bookmaker pays more than the fair price, and the two can point to different outcomes.
Value opportunity before kick-off Value flag
Market discrepancy: before kick-off, NK Lokomotiva Zagreb (1) was priced at 2.12 by a soft bookmaker, above the fair price of 2.07 — a +2.3% gap. An observation about the price, not an instruction to bet.
A single result where a bookmaker pays above the fair price — separate from the main prediction below.
Most likely result
When no single result is likely enough, our pick covers the two most probable outcomes (double chance).
| 1 | X | 2 | |
|---|---|---|---|
| Sharp, recorded | 45% | 27% | 28% |
Other estimates
| Our model | 42% | 30% | 28% |
|---|
Sharp, recorded = Pinnacle when we logged the match (it can be days old). Our model = our own estimate, which on average predicts worse than the market.
Confidence reflects only the sharp probability of the selection: high from 50%, medium from 40%, low below. It says how likely the result is, not how big the price gap is. Model agreement shows how close our own model is to the sharp market on this selection — when it is Low, the market and our model disagree, so treat the flag with more caution.
Value lifecycle Settled
“Detected” is the moment the flag was first shown on the site and written to our ledger (recorded live since 26 September 2026). For earlier matches the flag was reconstructed afterwards from the prices we had stored, and the time shown is when the rule would have fired: a backtest, not a live record. When the gap closes, we say so instead of pretending the value is still there.
Match context
The last 5 head-to-head meetings we tracked split 3–0–2 (NK Lokomotiva Zagreb wins – draws – HNK Gorica wins).
NK Lokomotiva Zagreb scored 1 and conceded 1.4 across their last 5 matches in our results database; HNK Gorica scored 0.6 and conceded 1.4 in 5.
Since opening around 2.14, the sharp market price on NK Lokomotiva Zagreb has shortened to 2.03 — the market has moved towards this outcome.
These figures come from our own tracked results and odds snapshots for this fixture — not from a generic stats feed.
Market-relevant trends
We show the trend and whether it is already in the price. Most sites show the streak and let you assume you should bet it.
Why this price?
Recent form and head-to-head from our settled results — context behind the fair price. The price itself comes from the sharp market, not from these alone.
Public, timestamped record
Backtest: reconstructed on 26 September 2026 by applying today’s rule to the prices stored before kick-off. It was not shown in this form at the time; its seal was created at the reconstruction, which for matches already played was after the match.
This hash fingerprints the prediction as recorded: teams, kick-off time, our model probabilities, the Pinnacle prices recorded for it (at logging or, if there were none, the first quoted after logging and before kick-off, which can be written in after the match) and the log time. A later edit to any of them would change it (a rescheduled kick-off changes it too). It does not cover closing prices, the result or the value-bet record above; value flags recorded live have their own seal in the public record. Verify in the public record →
Every day a snapshot of the full public record is published to a public Git repository and timestamped with OpenTimestamps. Timestamped snapshots are never overwritten and the Git history shows any difference, so a later change to a past row is visible by comparing two snapshots. The corrections file lists the corrections we announced. Verify on the public log →
Since 20 June 2026 the public record is snapshotted daily (07:40 Bucharest time: 04:40 UTC in summer time, 05:40 UTC in winter) to an external log. A prediction is externally timestamped before kick-off only if it was in a snapshot taken before the match; predictions logged on match day, or whose Pinnacle price was added after logging, first appear there after kick-off. Value flags have been recorded live only since 26 September 2026; earlier value flags were reconstructed on that date.
Methodology
The fair price comes from the sharp market itself: we strip the margin from Pinnacle-style odds — the most accurate public predictor in existence — and use our calibrated Elo + form model as a cross-check and as the fallback where no sharp price exists. Value is flagged only where a softer bookmaker prices a selection above that fair price, never on long shots (implied probability under 30%), and never beyond a plausible band. Most of the time there is no value — and we say so.
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